Me vs. Insurance Agents
May 21st, 2015 at 05:38 amIt tools weeks of wrangling, but multiple calls and e-mails to multiple insurance companies have paid off.
Last year, my homeowner's and auto insurance premiums were:
- home: $1031
- car #1: $1233 (comprehensive)
- car #2: $630 (liability)
- total: $2894
Now, after raising deductibles and lots of relentless haggling back and forth, I've gotten them reduced to:
- home: $676
- car #1: $620 (still comprehensive!)
- car #2: $267
- total: $1563
So I just saved $1,331 per year. Not bad at all. Between this and the $2715 savings in health insurance premiums when the SO and I both switched to high-deductible health plans, and this is a good year for insurance. Probably should have done this sooner, in retrospect, but from now on, I'm gonna keep a much closer eye on the insurance bill -- because jousting with insurance agents could be way worse.