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Archive for May, 2015

Me vs. Insurance Agents

May 21st, 2015 at 04:38 am

It tools weeks of wrangling, but multiple calls and e-mails to multiple insurance companies have paid off.

Last year, my homeowner's and auto insurance premiums were:

- home: $1031
- car #1: $1233 (comprehensive)
- car #2: $630 (liability)
- total: $2894

Now, after raising deductibles and lots of relentless haggling back and forth, I've gotten them reduced to:

- home: $676
- car #1: $620 (still comprehensive!)
- car #2: $267
- total: $1563

So I just saved $1,331 per year. Not bad at all. Between this and the $2715 savings in health insurance premiums when the SO and I both switched to high-deductible health plans, and this is a good year for insurance. Probably should have done this sooner, in retrospect, but from now on, I'm gonna keep a much closer eye on the insurance bill -- because jousting with insurance agents could be way worse.

Is this the real life? Is this just fantasy?

May 18th, 2015 at 10:34 pm

Employer stock price went crazy and hit record highs today, and look at what happened in Mint --



I fully expect it to dip back below, but it sure was exciting to see assets hit seven figures for the first time. Maybe by this time next year, net worth will also be seven figures. One can dream. Smile