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Got my free annual credit report

December 6th, 2006 at 09:31 pm

It wasn't as difficult as I thought.

I have five open accounts, all in good standing--my credit card, two student loans, and, apparently, two of my father's credit cards.

Seriously, I didn't know this until just now.

I also have four old student loan accounts that were paid off and closed when I consolidated. Except they each show up twice on Experian--once as "paid/closed", and once as "transferred/closed". Dunno what that's all about.

I also found the following interesting:

American Express requested info from TransUnion 7 times in the past year.

Capital One requested info from Equifax 11 times during the past year. As if that wasn't enough, they also requested info 25 times from Experian since March 2005.

Eek?!

I should ask my parents if there are floods of credit card offers from those two companies. It'd be amusing if there were.

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