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Still no 403(b), and BoA sucks

September 15th, 2006 at 12:04 pm

Got my direct deposit this morning, and still no sign of my 403(b) deduction. I need to call the benefits office again to figure out what's up. If I get anyone besides voicemail, that is.

My total gross income this year will be around $17,500. With a total exemption of $8450, that leaves my taxable income at around $9000.

I really want my 403(b) to kick in so that it'll bring my taxable income under $7,550, which will drop my federal income tax rate to 10%.

And then I can get my tax withholding dropped from 18% to 10%.

In other news, I tried to send my roommate my share of the utilities through Bank of America's online bill pay. I added him as a payee, and sent him $10, just to test.

A week later, he gets a check in the mail for $10. Not exactly what we wanted, or were expecting.

Finally, we figured out that "Transfer Funds" did the instantaneous electronic transfer that we were looking for. So I transferred him the full amount, he destroyed the check, and I thought we were done.

I just checked my transaction history yesterday, and I got debited $10. For the check that was destroyed and never cashed.

I sent them an inquiry. If I don't get my money back, I'm going to be seriously peeved.

ETA: My 403(b) kicks in on 9/29. Rock.

1 Responses to “Still no 403(b), and BoA sucks”

  1. debtfreeme Says:

    you have to call and ask them to cancel the check when this happens. but they are going to charge you a fee to cancel it.

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