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I have health insurance!

August 7th, 2006 at 06:32 pm

Okay, let's get this show on the road.

Got my benefits package today at the Yale new employee orientation. So, I have:

- free health plan
- free dental
- free life insurance ($5K)

...and an option to set up a tax-sheltered retirement fund (since I don't qualify for the fancier plans like matching contributions, boo). Which I'll do, as soon as I crunch some numbers and wrap my head around the two investment firm options.

Pretty decent, if you ask me. Especially the health plan, which seems to cover practically everything (including infertility treatments... o.O). I wonder how much my birth control pills will cost, though. The prescription drug benefit has a $200 annual deductible, then 80% coverage after that. Will have to compare health plan vs. Planned Parenthood. I've been getting them for a steal at $10/pack, and I have a feeling I'm going to realize that soon.

Also got free breakfast and lunch, and brought home four free drinks: one orange juice, two Snapple pink lemonades, and one Snapple mango madness. An added bonus, since I don't treat myself to flavored drinks and juices very often. If I want something sweet, I just add honey to my water.

I also 'accidentally' took (ahem) two pens and two pads of post-its. Yes, I'm shameless. Shut up.

*contentedly sips pink lemonade*

Oh, and WordPress. Cute. Smile

3 Responses to “I have health insurance!”

  1. PRICEPLUS Says:

    Good health plans are so precious a commodity! Count yourself blessed.
    Remember to take advantage of employer matching as soon as able! Keeo up the good work!Smile

  2. fern Says:

    COMPLETELY free health and dental? Nothing will be deducted from your paychecks for that then? If so, yes, you're doing great! Lucky you!

  3. amberfocus Says:

    PRICEPLUS: I'd love to take advantage of employer matching, but it requires at least two years of service. Problem is--I'll probably be gone before (or just as) I get to take advantage. *sigh*

    ferm: That's right, both are free. I'm a lowly lab technician, and I get free dental, while the postdocs in my same lab have to pay for it. This is all thanks to the contract negotiated by the union that represents us, which I'll be joining. The dues I'll pay to support them is more than made up for by the benefits package they fought to get for us.

    Thanks for commenting!

    ~mimi

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